About This Home

Text or call owner Kerry Minzenmayer who is a Realtor (R) for the code to a combo lock box

Description — Charming single-story home situated on a spacious corner lot, featuring a

welcoming covered front porch, mature shade trees and landscaping. The

home has classic character with metal siding, low-pitched roof and a prominent flagpole in

the front yard

At $106/sqft, this home is 37% below the Temple active market average of $169/sqft, potentially representing value relative to comparable properties currently on the market. View Austin market report →

Location

1021 S 45th St, Temple, TX 76504

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Property Details

Price $139,000

Status Active Listing

Beds 3

Full Baths 1

Half Baths 1

Living Area 1,312 sqft

Lot Size 0.17 acres (7,501.03 sqft)

Year Built 1952

Garage 1 spaces

Stories ,

Type Residential · Single Family Residence

Subdivision Bellview

County Bell

Zip Code 76504

$/sqft $106/sqft

Days on Market ,

HOA None / verify with agent

Annual Tax Est. $3,884.32

Pool Yes

Waterfront ,

New Construction ,

MLS # ACT248434857

List Date October 1, 2026

Elementary School Scott

Middle School Bonham

High School Temple

School District ,

Have Questions About This Property?

Luke Allen (TREC #788149) has deep knowledge of Temple and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

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Similar Homes on the Market in Temple

Comparable Listings Right Now

Homes currently for sale in Temple with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed

1304 S 19th St S
Tal-Coe Place $140,000 $135 2 bd / 1 ba 1,036 sqft , 2026-06-22

1818 S 39th St
Dubose Add Ext Blk $162,000 $156 2 bd / 1 ba 1,038 sqft , 2026-06-06

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent

$667/mo

0.48% rule · conservative Austin est.

Gross Yield

5.76%

Annual rent ÷ purchase price

Cap Rate (est.)

3.45%

NOI after 40% vacancy + expenses

Down Payment

$27,800

20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$667

Principal + Interest−$759

Property Tax (~2.1% TX avg)−$243

Insurance (~0.5%)−$58

Est. Monthly Cash Flow $-393

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Temple, TX

Temple sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E

Apple Campus (Domain) 20-30 min N

Google / Meta / Indeed 10-15 min downtown

Dell Medical School / UT Austin 10-20 min

Samsung Austin Semiconductor 25 min N

About the Author

Luke Allen

Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019

★★★★★ 5.0 on Google · 30 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. This page was last updated on October 7, 2026.

📞 (254) 718-2567 [email protected] More about Luke →

1021 S 45th St

Location

Property Details

Comparable Listings Right Now

Rental Income Potential

Major Employers Near Temple, TX

More Luxury Homes in Temple

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