Active Listing  ·  141 days on market

107 Jim Dandy Dr

Elgin, TX 78621
$299,900
3 Bed 2 Bath 1,476 sqft $203/sqft Built 2016 0.09 acres 2-Car Garage Pool Saratoga Farms Sub

Discover a lifestyle opportunity in Elgin, where modern comfort combines with thoughtful design and convenience! This charming single-story residence is a perfect starter home that features 3 bedrooms and 2 full bathrooms with an open floorplan and eat in kitchen overlooking the main living space. The home provides an excellent balance of manageable outdoor space with a private backyard and sidewalks throughout the neighborhood making it enjoyable to walk and access local town amenities. This home is centered in the heart of Elgin in a subdivision behind HEB. The location is great for busy lifestyle families and makes travel to the greater areas of Austin and Houston a breeze! Not to mention this home is one of a few not associated with the HOA.

At $203/sqft, this home is 11% below the Elgin active market average of $228/sqft, potentially representing value relative to comparable properties currently on the market. View Austin market report →

Location

107 Jim Dandy Dr, Elgin, TX 78621

Property Details

Price $299,900
Status Active Listing
Beds 3
Full Baths 2
Half Baths ,
Living Area 1,476 sqft
Lot Size 0.09 acres (3,789.72 sqft)
Year Built 2016
Garage 2 spaces
Stories ,
Type Residential · Single Family Residence
Subdivision Saratoga Farms Sub
County Bastrop
Zip Code 78621
$/sqft $203/sqft
Days on Market ,
HOA None / verify with agent
Annual Tax Est. ,
Pool Yes
Waterfront ,
New Construction ,
MLS # ACT237492629
List Date June 24, 2026
Elementary School Elgin
Middle School Elgin
High School Elgin
School District Elgin ISD

Elgin ISD

Elgin · Elgin · Elgin

Luke Allen (TREC #788149) has deep knowledge of Elgin and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

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Price History

How This Ask Has Moved

Original list price versus what this home is asking today. Straight from the ACTRIS MLS feed, no interpretation.

Original ask · June 24, 2026 $315,000
Previous ask $310,000
Current ask $299,900
▼ Reduced $15,100 (-4.8%) from original ask

Source: ACTRIS MLS. Price change timestamp reflects the most recent adjustment on record; the feed does not expose intermediate steps between the original ask and today's ask.

Similar Homes on the Market in Elgin

Comparable Listings Right Now

Homes currently for sale in Elgin with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
408 Sullivan Way
Larson Crossing
$299,990 $156 4 bd / 2 ba 1,924 sqft , 2025-09-15
102 Hornet St
Trinity Ranch
$299,990 $177 3 bd / 2 ba 1,698 sqft , 2026-01-26
169 Tolo Dr
Trinity Ranch
$299,990 $177 3 bd / 2 ba 1,698 sqft , 2026-03-14
138 Hornet St
Trinity Ranch
$299,990 $177 3 bd / 2 ba 1,698 sqft , 2026-06-15
189 Tolo Dr
Trinity Ranch
$298,455 $188 3 bd / 2 ba 1,587 sqft , 2026-09-30

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$1,440/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$59,980
20% conventional investment loan

Monthly Cash Flow Breakdown (assumes 20% down · 7.25% rate)

Estimated Gross Rent+$1,440
Principal + Interest−$1,637
Property Tax (assumed ~2.1%)−$525
Insurance (assumed ~0.5%)−$125
Est. Monthly Cash Flow $-847

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Elgin, TX

Elgin sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E
Apple Campus (Domain) 20-30 min N
Google / Meta / Indeed 10-15 min downtown
Dell Medical School / UT Austin 10-20 min
Samsung Austin Semiconductor 25 min N

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About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 41 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. The written content was last updated on September 21, 2026.

📞 (254) 718-2567 [email protected] More about Luke →

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