Active Listing  ·  175 days on market

108 Cider Creek Dr

Elgin, TX 78621
$279,310
3 Bed 3 Bath 1,501 sqft $186/sqft Built 2026 0.09 acres Pool New Construction Harvest Ridge

Introducing 108 Cider Creek Drive in Elgin’s premier community, Harvest Ridge! This two-story new build home is alive with natural light throughout, including an open-concept kitchen, dining, and living room with wood-look vinyl flooring. Enter the kitchen where you’ll be greeted with a center island, 42-inch upper cabinets, Blanco Atlantico Granite countertops, and sleek black appliances with a gas range. A utility closet is conveniently placed between the bedrooms, making laundry swift and hassle-free. Wind down in the upstairs primary bedroom with an ensuite bathroom with a walk-in shower and walk-in closet. Enjoy even more amazing features such as 5 panel interior doors, and silestone bathroom vanities.

Harvest Ridge is designed for connection and convenience, featuring top-tier amenities like a resort-style pool, sports courts, fishing ponds, and a coffee bar. With the brand-new onsite elementary school now open and a full-time Lifestyle Director planning regular events, this new home in Elgin offers more than comfort, it offers a vibrant lifestyle.

At $186/sqft, this home is 18% below the Elgin active market average of $228/sqft, potentially representing value relative to comparable properties currently on the market. View Austin market report →

Location

108 Cider Creek Dr, Elgin, TX 78621

Property Details

Price $279,310
Status Active Listing
Beds 3
Full Baths 2
Half Baths 1
Living Area 1,501 sqft
Lot Size 0.09 acres (3,789.72 sqft)
Year Built 2026
Garage ,
Stories ,
Type Residential · Single Family Residence
Subdivision Harvest Ridge
County Bastrop
Zip Code 78621
$/sqft $186/sqft
Days on Market ,
HOA $70/Monthly
Annual Tax Est. ,
Pool Yes
Waterfront ,
New Construction Yes
MLS # ACT230961920
List Date May 21, 2026
Elementary School Harvest Ridge
Middle School Elgin
High School Elgin
School District Elgin ISD

Elgin ISD

Harvest Ridge · Elgin · Elgin

Luke Allen (TREC #788149) has deep knowledge of Elgin and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

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Price History

How This Ask Has Moved

Original list price versus what this home is asking today. Straight from the ACTRIS MLS feed, no interpretation.

Original ask · May 21, 2026 $278,660
Previous ask $284,310
Current ask $279,310
▲ Increased $650 (+0.2%) from original ask

Source: ACTRIS MLS. Price change timestamp reflects the most recent adjustment on record; the feed does not expose intermediate steps between the original ask and today's ask.

Similar Homes on the Market in Elgin

Comparable Listings Right Now

Homes currently for sale in Elgin with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
13805 Ryan Range Ln
Briarwood
$279,900 $165 4 bd / 2 ba 1,694 sqft , 2026-07-13
19108 Bear Grass Dr
Peppergrass
$280,000 $183 3 bd / 2 ba 1,527 sqft , 2026-10-25
221 Amity Bower Dr
FIKA
$281,489 $159 4 bd / 2 ba 1,774 sqft , 2026-10-06
14705 Wahlbergs Way
Eagles Landing
$276,900 $212 3 bd / 2 ba 1,305 sqft , 2026-06-09
14505 Wahlbergs Way
Eagles Landing
$276,900 $212 3 bd / 2 ba 1,305 sqft , 2026-08-21

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$1,341/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$55,862
20% conventional investment loan

Monthly Cash Flow Breakdown (assumes 20% down · 7.25% rate)

Estimated Gross Rent+$1,341
Principal + Interest−$1,524
Property Tax (assumed ~2.1%)−$489
Insurance (assumed ~0.5%)−$116
Est. Monthly Cash Flow $-788

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Elgin, TX

Elgin sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E
Apple Campus (Domain) 20-30 min N
Google / Meta / Indeed 10-15 min downtown
Dell Medical School / UT Austin 10-20 min
Samsung Austin Semiconductor 25 min N

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About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 41 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. The written content was last updated on November 7, 2026.

📞 (254) 718-2567 [email protected] More about Luke →

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