Active Listing  ·  203 days on market

109 Charmstone Ln

Georgetown, TX 78628
$899,000
4 Bed 5 Bath 3,877 sqft $232/sqft Built 2015 0.34 acres 3-Car Garage Pool Cimarron Hills Ph 3 Sec 2

Set within the prestigious, guard-gated Cimarron Hills golf course community, this exceptional two-story residence backs directly to a lush park and greenbelt for ultimate privacy. The thoughtfully designed floor plan features 3,877 sq ft of living space, including 4 bedrooms, 4 & a half bathrooms, and an attached 3-car garage. A defining feature of this 2015-built property is the striking front courtyard that leads to a completely separate guestroom casita. This rare addition offers private guest accommodations with its own en-suite full bathroom, creating a versatile space for visitors or a private home office. Inside the main house, stunning architectural details take center stage, including high vaulted and beamed ceilings, crown molding, and modern recessed lighting. The gourmet kitchen serves as the heart of the home, complete with a massive island, breakfast bar, granite counters, a gas cooktop, and a double oven. Powered by a buried propane tank, the home offers efficient on-demand water heating, central furnace heating, and a gas range. This space flows effortlessly into the living room, which is wired for sound and ideal for entertaining. Wood, tile, and carpet flooring run throughout the multiple dining and living areas, offering both elegance and durability. The luxurious primary suite, conveniently placed on the main level, provides a tranquil retreat with cathedral ceilings and serene greenbelt views. The en-suite primary bathroom features expansive granite counters, a double vanity, a walk-in shower, and a spacious walk-in closet. Upstairs, a versatile game room adds a valuable second living area. Living in Cimarron Hills provides an extraordinary lifestyle. Enjoy world-class amenities right at your fingertips, including the award-winning golf course, a massive clubhouse, a full-service spa, a fitness center, a resort-style pool, and tennis courts. Embrace this opportunity to secure a premier property in Georgetown's finest country club community.

At $232/sqft, this home is priced 3% above the Georgetown active market average of $226/sqft, reflecting premium positioning, typically tied to finishes, lot, location, or view. View Austin market report →

Location

109 Charmstone Ln, Georgetown, TX 78628

Property Details

Price $899,000
Status Active Listing
Beds 4
Full Baths 4
Half Baths 1
Living Area 3,877 sqft
Lot Size 0.34 acres (14,810.4 sqft)
Year Built 2015
Garage 3 spaces
Stories ,
Type Residential · Single Family Residence
Subdivision Cimarron Hills Ph 3 Sec 2
County Williamson
Zip Code 78628
$/sqft $232/sqft
Days on Market ,
HOA $180/Monthly
Annual Tax Est. $18,688.94
Pool Yes
Waterfront ,
New Construction ,
MLS # ACT224108144
List Date April 3, 2026
Elementary School Rancho Sienna
Middle School Liberty Hill (Liberty Hill)
High School Legacy Ranch
School District ,

Luke Allen (TREC #788149) has deep knowledge of Georgetown and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

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Price History

How This Ask Has Moved

Original list price versus what this home is asking today. Straight from the ACTRIS MLS feed, no interpretation.

Original ask · April 3, 2026 $1,200,000
Previous ask $925,000
Current ask $899,000
▼ Reduced $301,000 (-25.1%) from original ask

Source: ACTRIS MLS. Price change timestamp reflects the most recent adjustment on record; the feed does not expose intermediate steps between the original ask and today's ask.

Similar Homes on the Market in Georgetown

Comparable Listings Right Now

Homes currently for sale in Georgetown with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
2101 Bayridge Rd
The Oaks at San Gabriel
$899,000 $231 4 bd / 4 ba 3,895 sqft , 2026-10-15
209 Park Place Dr
Gabriels Overlook Sec 01
$850,000 $240 4 bd / 4 ba 3,543 sqft , 2026-07-13
2852 Cedar Hollow Rd
Cedar Hollow Crossing
$749,500 $252 3 bd / 2 ba 2,971 sqft , 2026-08-19
100 Dovetail Ln
Cimarron Hills
$1,075,000 $349 4 bd / 3 ba 3,077 sqft , 2026-08-22
101 Hammerstone Cv
Cimarron Hills Ph 1 Sec 1
$1,160,000 $342 4 bd / 4 ba 3,387 sqft , 2026-03-27

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$4,315/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$179,800
20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$4,315
Principal + Interest−$4,906
Property Tax (~2.1% TX avg)−$1,573
Insurance (~0.5%)−$375
Est. Monthly Cash Flow $-2,539

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Georgetown, TX

Georgetown sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Dell Technologies HQ 20 min S
Apple Campus (Domain) 30 min S
Williamson County jobs hub 5-10 min

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About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 30 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. This page was last updated on October 21, 2026.

📞 (254) 718-2567 [email protected] More about Luke →