Active Listing  ·  136 days on market

126 Cider Creek Dr

Elgin, TX 78621
$310,250
4 Bed 3 Bath 2,107 sqft $147/sqft Built 2026 0.12 acres 2-Car Garage Pool New Construction Harvest Ridge

Welcome home to 126 Cider Creek Drive located in Elgin’s premier community, Harvest Ridge! This two-story new build home is alive with natural light throughout, including an open-concept kitchen, dining, and living room with wood-look vinyl flooring. The heart of the home can be find in the kitchen which features a center island, bright white cabinets, Granite Blanco Atlantico countertops, and sleek black appliances with a gas range. Beside the kitchen, a cozy dining area offers a bright and inviting space for casual meals and conversation. A mud room and utility closet can be found off the garage, making laundry a more swift and organized experience. Retire to the primary suite where you’ll find a walk-in closet, dual vanity, and a walk-in shower. Enjoy other amazing highlights such as walk-in closets in the secondary bedrooms and Silestone bathroom vanities.

Harvest Ridge is designed for connection and convenience, featuring top-tier amenities like a resort-style pool, sports courts, fishing ponds, and a coffee bar. With the brand-new onsite elementary school now open and a full-time Lifestyle Director planning regular events, this new home in Elgin offers more than comfort, it offers a vibrant lifestyle.

At $147/sqft, this home is 36% below the Elgin active market average of $228/sqft, potentially representing value relative to comparable properties currently on the market. View Austin market report →

Location

126 Cider Creek Dr, Elgin, TX 78621

Property Details

Price $310,250
Status Active Listing
Beds 4
Full Baths 2
Half Baths 1
Living Area 2,107 sqft
Lot Size 0.12 acres (5,039.89 sqft)
Year Built 2026
Garage 2 spaces
Stories ,
Type Residential · Single Family Residence
Subdivision Harvest Ridge
County Bastrop
Zip Code 78621
$/sqft $147/sqft
Days on Market ,
HOA $70/Monthly
Annual Tax Est. ,
Pool Yes
Waterfront ,
New Construction Yes
MLS # ACT237987856
List Date June 29, 2026
Elementary School Harvest Ridge
Middle School Elgin
High School Elgin
School District Elgin ISD

Elgin ISD

Harvest Ridge · Elgin · Elgin

Luke Allen (TREC #788149) has deep knowledge of Elgin and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Price History

How This Ask Has Moved

Original list price versus what this home is asking today. Straight from the ACTRIS MLS feed, no interpretation.

Original ask · June 29, 2026 $309,560
Current ask $310,250
▲ Increased $690 (+0.2%) from original ask

Source: ACTRIS MLS. Price change timestamp reflects the most recent adjustment on record; the feed does not expose intermediate steps between the original ask and today's ask.

Similar Homes on the Market in Elgin

Comparable Listings Right Now

Homes currently for sale in Elgin with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
13817 Scarlett Song Dr
Briarwood
$309,990 $187 3 bd / 2 ba 1,660 sqft , 2026-11-09
165 Barley Ln
Harvest Ridge
$308,040 $159 4 bd / 2 ba 1,937 sqft , 2026-10-28
14408 Wahlbergs Way
Eagles Landing
$316,900 $165 4 bd / 3 ba 1,924 sqft , 2026-07-02
13028 Torrey Reynolds Dr
Homestead Estates
$299,900 $197 4 bd / 2 ba 1,525 sqft , 2026-10-07
18312 Stellers Sea St
Eagles Landing
$299,900 $156 4 bd / 3 ba 1,924 sqft , 2026-10-09

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$1,489/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$62,050
20% conventional investment loan

Monthly Cash Flow Breakdown (assumes 20% down · 7.25% rate)

Estimated Gross Rent+$1,489
Principal + Interest−$1,693
Property Tax (assumed ~2.1%)−$543
Insurance (assumed ~0.5%)−$129
Est. Monthly Cash Flow $-876

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Elgin, TX

Elgin sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E
Apple Campus (Domain) 20-30 min N
Google / Meta / Indeed 10-15 min downtown
Dell Medical School / UT Austin 10-20 min
Samsung Austin Semiconductor 25 min N

More Luxury Homes in Elgin

Loading…
View All Luxury Homes →
About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 41 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. The written content was last updated on October 27, 2026.

📞 (254) 718-2567 [email protected] More about Luke →

Save this home