Active Listing  ·  20 days on market

140 Texas Palmetto Cir

Kyle, TX 78640
$299,900
3 Bed 2 Bath 1,611 sqft $186/sqft Built 2023 0.11 acres 2-Car Garage Pool Trails At Windy Hill Ph 7

Welcome to this beautifully designed 3-bedroom, 2-bath home in the Trails at Windy Hill — where thoughtful finishes, smart upgrades, and a functional layout come together for effortless everyday living in Kyle, TX.

Inside, an open floor plan with recessed lighting and ceiling fans creates a bright and comfortable atmosphere throughout. The kitchen is a true centerpiece, featuring a large island with bar seating perfect for casual dining and conversation, well-appointed design details, and gas appliances that any home chef will appreciate. A beautiful light fixture anchors the dining area, adding a stylish finishing touch to the heart of the home.

The spacious primary suite offers the retreat you deserve, complete with a double vanity and a generous walk-in closet designed to keep everything organized and within reach.

This home is loaded with valuable upgrades that set it apart — an owned water softener, tankless water heater, owned security system, and an automatic sprinkler system provide long-term value, everyday convenience, and peace of mind from day one.

Located in the Trails at Windy Hill, you'll enjoy convenient access to I-35 connecting you north to Austin and south to San Marcos, with Kyle's growing selection of shopping, dining, and everyday essentials just minutes away. H-E-B, Plum Creek, and the Kyle Marketplace are all within easy reach, making errands a breeze without ever venturing far from home.

At $186/sqft, this home is priced in line with the Kyle market average of $181/sqft across 566 active listings. View Austin market report →

Location

140 Texas Palmetto Cir, Kyle, TX 78640

Property Details

Price $299,900
Status Active Listing
Beds 3
Full Baths 2
Half Baths ,
Living Area 1,611 sqft
Lot Size 0.11 acres (4,826.45 sqft)
Year Built 2023
Garage 2 spaces
Stories ,
Type Residential · Single Family Residence
Subdivision Trails At Windy Hill Ph 7
County Hays
Zip Code 78640
$/sqft $186/sqft
Days on Market ,
HOA $40/Monthly
Annual Tax Est. $6,697.93
Pool Yes
Waterfront ,
New Construction ,
MLS # ACT248403685
List Date October 2, 2026
Elementary School Camino Real
Middle School McCormick
High School Johnson High School
School District ,

Luke Allen (TREC #788149) has deep knowledge of Kyle and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Similar Homes on the Market in Kyle

Comparable Listings Right Now

Homes currently for sale in Kyle with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
526 Elephant Island Loop
Crosswinds
$299,999 $195 3 bd / 2 ba 1,537 sqft , 2026-06-04
3060 Fm 2001 None
Rolling Hills Estates Sec 1
$300,000 $247 3 bd / 2 ba 1,216 sqft , 2026-02-09
319 Globe Mallow Cir
Trails At Windy Hill Ph 5
$298,000 $196 3 bd / 2 ba 1,521 sqft , 2026-09-27
339 Elephant Island Loop
Crosswinds
$309,999 $202 3 bd / 2 ba 1,537 sqft , 2026-09-23
484 Spider Lily Dr
Southgrove
$289,000 $165 3 bd / 3 ba 1,753 sqft , 2026-06-11

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$1,440/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$59,980
20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$1,440
Principal + Interest−$1,637
Property Tax (~2.1% TX avg)−$525
Insurance (~0.5%)−$125
Est. Monthly Cash Flow $-847

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Kyle, TX

Kyle sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Hays County job center 5-10 min
Tesla Gigafactory 30 min N
Downtown Austin 35 min N

More Luxury Homes in Kyle

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About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 30 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. This page was last updated on October 22, 2026.

📞 (254) 718-2567 [email protected] More about Luke →