Active Listing  ·  160 days on market

181 Cider Creek Dr

Elgin, TX 78621
$229,160
3 Bed 3 Bath 1,419 sqft $161/sqft Built 2026 0.10 acres Pool New Construction Harvest Ridge

181 Cider Creek Drive combines charm, smart design, and added curb appeal thanks to its alley-access lot—placing the focus on a welcoming front elevation in Harvest Ridge, Elgin’s award-winning master-planned community. This two-story home features a rear detached shed, rear covered patio, and a covered porch perfect for enjoying the beautiful Texas outdoors. Inside you’ll be greeted with wood-look vinyl on the first floor, 5 panel interior doors, and ample natural lighting. Enter the L-shaped kitchen that offers Miami White Silestone countertops, 42-inch upper cabinets, sleek black appliances with a gas range, and cozy window above the single-basin sink overlooking the backyard. Relax in the primary suite with a Vikrell Surround shower, and a dual vanity for maximum getting ready space.

Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events—plus the convenience of an on-site elementary school just steps away.

At $161/sqft, this home is 29% below the Elgin active market average of $228/sqft, potentially representing value relative to comparable properties currently on the market. View Austin market report →

Location

181 Cider Creek Dr, Elgin, TX 78621

Property Details

Price $229,160
Status Active Listing
Beds 3
Full Baths 2
Half Baths 1
Living Area 1,419 sqft
Lot Size 0.10 acres (4,399.56 sqft)
Year Built 2026
Garage ,
Stories ,
Type Residential · Single Family Residence
Subdivision Harvest Ridge
County Bastrop
Zip Code 78621
$/sqft $161/sqft
Days on Market ,
HOA $70/Monthly
Annual Tax Est. ,
Pool Yes
Waterfront ,
New Construction Yes
MLS # ACT232798370
List Date June 5, 2026
Elementary School Harvest Ridge
Middle School Elgin
High School Elgin
School District Elgin ISD

Elgin ISD

Harvest Ridge · Elgin · Elgin

Luke Allen (TREC #788149) has deep knowledge of Elgin and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Price History

How This Ask Has Moved

Original list price versus what this home is asking today. Straight from the ACTRIS MLS feed, no interpretation.

Original ask · June 5, 2026 $234,160
Current ask $229,160
▼ Reduced $5,000 (-2.1%) from original ask

Source: ACTRIS MLS. Price change timestamp reflects the most recent adjustment on record; the feed does not expose intermediate steps between the original ask and today's ask.

Similar Homes on the Market in Elgin

Comparable Listings Right Now

Homes currently for sale in Elgin with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
12317 Token Trl
Peppergrass Ph 2
$227,900 $175 3 bd / 2 ba 1,299 sqft , 2026-07-17
14513 Sage Bloom Ln
Eagles Landing
$232,466 $145 3 bd / 3 ba 1,605 sqft , 2026-07-24
804 Lavaca Loop
County Line Sub Ph
$235,000 $170 3 bd / 2 ba 1,379 sqft , 2026-05-01
14533 Gurneys Eagle Dr
Eagles Landing Ph 01
$220,000 $122 4 bd / 2 ba 1,809 sqft , 2026-10-06
116 Blue Ridge Trl
Shenandoah Ph 01
$219,000 $169 3 bd / 2 ba 1,296 sqft , 2026-05-08

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$1,100/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$45,832
20% conventional investment loan

Monthly Cash Flow Breakdown (assumes 20% down · 7.25% rate)

Estimated Gross Rent+$1,100
Principal + Interest−$1,251
Property Tax (assumed ~2.1%)−$401
Insurance (assumed ~0.5%)−$95
Est. Monthly Cash Flow $-647

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Elgin, TX

Elgin sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E
Apple Campus (Domain) 20-30 min N
Google / Meta / Indeed 10-15 min downtown
Dell Medical School / UT Austin 10-20 min
Samsung Austin Semiconductor 25 min N

More Luxury Homes in Elgin

Loading…
View All Luxury Homes →
About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 41 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. The written content was last updated on November 5, 2026.

📞 (254) 718-2567 [email protected] More about Luke →

Save this home