Active Listing  ·  29 days on market

20406 WHITEROCK Dr

Lago Vista, TX 78645
$509,000
4 Bed 2 Bath 1,925 sqft $264/sqft Built 1999 0.26 acres 2-Car Garage Pool Lago Vista Country Club Estate

$10,000 Buyer Allowance + 2 Parcels Included! Enjoy the Lake Travis lifestyle from this spacious single-story stone home in desirable Lago Vista. Elevated for pleasant Hill Country, lake and golf course views, this well kept 4-bedroom, 2-bath home features generous room sizes, great closets and recent major improvements including roof, HVAC and grinder pump. The inviting family room showcases a vaulted, beamed ceiling and stone fireplace, while the light-filled kitchen offers a center island and two dining areas. The formal dining room also works beautifully as a home office or flex space. Outdoor living is exceptional with expansive covered and uncovered patios, including a massive covered back patio ideal for morning coffee, entertaining or watching the sunset. As a Dark Sky community, Lago Vista offers wonderful stargazing, plus Fourth of July fireworks visible from the deck. For those who love recreation, the side-entry garage and oversized additional parking area provide plenty of space for a boat, RV, truck and other recreational vehicles. The included approximately .30-acre view-protection parcel adds privacy and helps preserve the open views and setting behind the home. Beyond your doorstep, Lago Vista offers easy access to Lake Travis for boating, fishing, swimming and water recreation, plus parks, trails, golf, sports facilities, restaurants and shopping. Served by Lago Vista ISD and surrounded by the natural beauty of the Texas Hill Country, this is a place where you can slow down, get outside and truly enjoy the Lake Travis lifestyle—while still being within convenient reach of Austin. A rare opportunity to enjoy space, privacy, recreation and beautiful Hill Country surroundings, all in one exceptional property.

At $264/sqft, this home is priced 3% above the Lago Vista active market average of $257/sqft, reflecting premium positioning, typically tied to finishes, lot, location, or view. View Austin market report →

Location

20406 WHITEROCK Dr, Lago Vista, TX 78645

Property Details

Price $509,000
Status Active Listing
Beds 4
Full Baths 2
Half Baths ,
Living Area 1,925 sqft
Lot Size 0.26 acres (11,464.99 sqft)
Year Built 1999
Garage 2 spaces
Stories ,
Type Residential · Single Family Residence
Subdivision Lago Vista Country Club Estate
County Travis
Zip Code 78645
$/sqft $264/sqft
Days on Market ,
HOA $220/Annually
Annual Tax Est. $7,710.6
Pool Yes
Waterfront ,
New Construction ,
MLS # ACT244359872
List Date August 25, 2026
Elementary School Lago Vista
Middle School Lago Vista
High School Lago Vista
School District ,

Luke Allen (TREC #788149) has deep knowledge of Lago Vista and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Price History

How This Ask Has Moved

Original list price versus what this home is asking today. Straight from the ACTRIS MLS feed, no interpretation.

Original ask · August 25, 2026 $519,000
Current ask $509,000
Reduced $10,000 (-1.9%) from original ask

Source: ACTRIS MLS. Price change timestamp reflects the most recent adjustment on record; the feed does not expose intermediate steps between the original ask and today's ask.

Similar Homes on the Market in Lago Vista

Comparable Listings Right Now

Homes currently for sale in Lago Vista with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
21206 National Dr
Country Club Estates Sec 07
$489,000 $221 3 bd / 3 ba 2,212 sqft , 2026-09-19
21666 High Dr
Country Club Estates Sec 08
$475,000 $262 4 bd / 2 ba 1,813 sqft , 2026-05-26
20202 Lincoln Cv
Highland Lake Estates Sec 02
$475,000 $227 3 bd / 3 ba 2,089 sqft , 2026-08-14
20302 Boggy Ford Rd
Lago Vista Country Club Estates
$460,000 $205 3 bd / 3 ba 2,243 sqft , 2026-09-16
20102 Coolidge Ln
Highland Lake Estates Sec 03
$459,000 $213 3 bd / 3 ba 2,158 sqft , 2026-08-18

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$2,443/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$101,800
20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$2,443
Principal + Interest−$2,778
Property Tax (~2.1% TX avg)−$891
Insurance (~0.5%)−$212
Est. Monthly Cash Flow $-1,438

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Lago Vista, TX

Lago Vista sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E
Apple Campus (Domain) 20-30 min N
Google / Meta / Indeed 10-15 min downtown
Dell Medical School / UT Austin 10-20 min
Samsung Austin Semiconductor 25 min N

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About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 30 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. This page was last updated on September 19, 2026.

📞 (254) 718-2567 [email protected] More about Luke →