Active Listing  ·  84 days on market

21102 Niagara Cv

Lago Vista, TX 78645
$395,000
4 Bed 2 Bath 1,702 sqft $232/sqft Built 2022 0.21 acres 2-Car Garage Pool Highland Lake Estates Sec 32

This thoughtfully designed 4-bedroom, 2-bath home blends charm, functionality, and accessibility in a peaceful Highland Lakes Estates setting. Enjoy the ease of custom accessible features throughout, including widened doors and hallways and wheelchair-accessible showers. The fourth bedroom offers excellent flexibility—ideal for guests, a home office, multigenerational living, or caregiver accommodations. All-tile flooring provides a clean, low-maintenance look, while the enlarged pantry, laundry room, and primary closet offer outstanding storage. Washer, dryer, and refrigerator are all included. Relax on the inviting front porch or explore the rich amenities —Lake Travis access, waterfront parks, hiking trails, golf, fitness centers, tennis and pickleball courts, marinas, RV camping, and more. Nestled in a scenic enclave known for its laid-back lifestyle and stunning landscapes, this home is just a 25-minute drive from Austin, offering the perfect balance of tranquility and convenience.

At $232/sqft, this home is 10% below the Lago Vista active market average of $257/sqft, potentially representing value relative to comparable properties currently on the market. View Austin market report →

Location

21102 Niagara Cv, Lago Vista, TX 78645

Property Details

Price $395,000
Status Active Listing
Beds 4
Full Baths 2
Half Baths ,
Living Area 1,702 sqft
Lot Size 0.21 acres (9,138.89 sqft)
Year Built 2022
Garage 2 spaces
Stories ,
Type Residential · Single Family Residence
Subdivision Highland Lake Estates Sec 32
County Travis
Zip Code 78645
$/sqft $232/sqft
Days on Market ,
HOA $200/Annually
Annual Tax Est. $7,008.55
Pool Yes
Waterfront ,
New Construction ,
MLS # ACT237806854
List Date July 1, 2026
Elementary School Lago Vista
Middle School Lago Vista
High School Lago Vista
School District ,

Luke Allen (TREC #788149) has deep knowledge of Lago Vista and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

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Similar Homes on the Market in Lago Vista

Comparable Listings Right Now

Homes currently for sale in Lago Vista with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
2807 American Dr
Highland Lake Estates Sec 21
$395,000 $255 3 bd / 2 ba 1,550 sqft , 2026-08-06
4112 Rockwood Dr
Lago Vista
$399,000 $208 3 bd / 2 ba 1,917 sqft , 2026-03-27
21415 Highland Lake Dr
Highland Lake Estates Sec 26 A
$415,000 $219 4 bd / 2 ba 1,893 sqft , 2026-08-12
21105 Newport Cv
Highland Lake Estates Sec 32
$419,000 $234 3 bd / 2 ba 1,793 sqft , 2026-08-22
20900 Boggy Ford Rd
Country Club Estates Sec 09
$429,000 $212 3 bd / 3 ba 2,021 sqft , 2026-06-20

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$1,896/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$79,000
20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$1,896
Principal + Interest−$2,156
Property Tax (~2.1% TX avg)−$691
Insurance (~0.5%)−$165
Est. Monthly Cash Flow $-1,116

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Lago Vista, TX

Lago Vista sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E
Apple Campus (Domain) 20-30 min N
Google / Meta / Indeed 10-15 min downtown
Dell Medical School / UT Austin 10-20 min
Samsung Austin Semiconductor 25 min N

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About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 30 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. This page was last updated on July 16, 2026.

📞 (254) 718-2567 [email protected] More about Luke →