Active Listing  ·  21 days on market

321 Zebra Dr

Kyle, TX 78640
$290,000
3 Bed 3 Bath 1,577 sqft $184/sqft Built 2001 0.14 acres 2-Car Garage Pool North Trails Sub

What if you could purchase a $290,000 home with a 5.99% interest rate? With seller financing available at just 5.99%, qualified buyers can enjoy monthly principal and interest payments comparable to purchasing a home for approximately $247,000 at a higher interest rate! Prefer to keep more money in your pocket upfront? An alternative program offering 0% down may also be available for qualified buyers. Beyond financing, this charming two-story home offers something increasingly hard to find: a spacious layout, a shaded backyard, and NO HOA! Step inside to soaring ceilings, abundant natural light, and an open-concept living area featuring a cozy fireplace. The kitchen offers a gas range, generous pantry, and a sunlit dining space that flows into the living room, making everyday living and entertaining easy. The primary suite is conveniently located downstairs, offering privacy, a walk-in closet, and a bathroom with dual vanities. Upstairs, a versatile loft provides flexibility for a second living room, home office, or entertainment space, alongside additional bedrooms with wood-look flooring and ample closet space. Outside, the expansive covered patio overlooks a peaceful backyard filled with mature shade trees and green grass. Whether hosting friends, enjoying morning coffee, or relaxing, this is an outdoor space you'll actually want to spend time in. Located just minutes from H-E-B Plus!, Ascension Seton Hospital, shopping, dining, and I-35, with nearby access to Steeplechase Park and Lake Kyle, you'll enjoy the convenience of Kyle without sacrificing the quiet of home. At $290,000, with seller financing at 5.99% or potential 0%-down financing, this home offers more than just a place to live—it offers an opportunity to make homeownership more attainable. Schedule your private showing today and ask about financing options! Financing subject to buyer qualification and terms. Seller financing and 0%-down programs are separate options.

At $184/sqft, this home is priced in line with the Kyle market average of $181/sqft across 539 active listings. View Austin market report →

Location

321 Zebra Dr, Kyle, TX 78640

Property Details

Price $290,000
Status Active Listing
Beds 3
Full Baths 2
Half Baths 1
Living Area 1,577 sqft
Lot Size 0.14 acres (6,128.89 sqft)
Year Built 2001
Garage 2 spaces
Stories ,
Type Residential · Single Family Residence
Subdivision North Trails Sub
County Hays
Zip Code 78640
$/sqft $184/sqft
Days on Market ,
HOA None / verify with agent
Annual Tax Est. $6,361.34
Pool Yes
Waterfront ,
New Construction ,
MLS # ACT250455868
List Date October 22, 2026
Elementary School Susie Fuentes
Middle School Armando Chapa
High School Lehman
School District HaysCONSISD

HaysCONSISD

Susie Fuentes · Armando Chapa · Lehman

Luke Allen (TREC #788149) has deep knowledge of Kyle and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Similar Homes on the Market in Kyle

Comparable Listings Right Now

Homes currently for sale in Kyle with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
188 Lexword Ln
The Park At Steeplechase
$287,000 $170 3 bd / 3 ba 1,689 sqft , 2026-08-08
1521 Arbor Knot Dr
Brookside Ph 2
$285,000 $148 3 bd / 3 ba 1,920 sqft , 2026-08-21
1503 N Burleson St
A0220 - Z Hinton Surv
$310,000 $252 2 bd / 1 ba 1,232 sqft , 2025-08-05
720 Goldenrod St
Prairie On The Creek Sec 3A
$269,900 $195 3 bd / 2 ba 1,387 sqft , 2026-10-02
159 Invierno St
Four Seasons Farm Ph 1 Sec 1
$269,000 $152 3 bd / 2 ba 1,764 sqft , 2026-09-11

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$1,392/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$58,000
20% conventional investment loan

Monthly Cash Flow Breakdown (assumes 20% down · 7.25% rate)

Estimated Gross Rent+$1,392
Principal + Interest−$1,583
Property Tax (assumed ~2.1%)−$508
Insurance (assumed ~0.5%)−$121
Est. Monthly Cash Flow $-820

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Kyle, TX

Kyle sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Hays County job center 5-10 min
Tesla Gigafactory 30 min N
Downtown Austin 35 min N

More Luxury Homes in Kyle

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About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 41 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. The written content was last updated on November 3, 2026.

📞 (254) 718-2567 [email protected] More about Luke →

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