Active Listing  ·  21 days on market

4315 S Congress Ave #411

Austin, TX 78745
$435,000
2 Bed 2 Bath 973 sqft $447/sqft Built 2025 2-Car Garage Pool New Construction Congress Lofts Condominiums

3.99% financing available for qualified buyers**Discover modern loft living in this beautifully designed two bedroom, 2 bath residence at Congress Lofts, in the heart of the vibrant St. Elmo Arts District! Spanning 973sf, this home showcases a clean, contemporary aesthetic inspired by classic warehouse style, featuring 9'5" ceilings, wide-plank LVT flooring, and oversized 8x8 Quaker windows that flood the space with natural light. The open-concept layout includes a sleek kitchen equipped with Italian cabinetry by Italkraft, Quartz countertops, and a premium Bosch appliance package. The spacious bedrooms offers ample storage and is paired with a well-appointed bathrooms and in-unit laundry for convenience. Congress Lofts is a new, pet-friendly community offering a curated selection of amenities, including a gallery-style lobby, library lounge, controlled-access garage parking, dog park and wash station, and a resort-style courtyard with a pool, outdoor kitchen, fire pit, and trellis garden. Located within walking distance of The Yard, residents can enjoy an exciting mix of coffee shops, restaurants, breweries, pickleball and entertainment just moments from home. Plus, the iconic Austin grocer-meets-cafe; Quickie Pickie will anchor the ground-floor retail, serving coffee, fresh food, beer, wine, and outdoor seating right downstairs. With extensive new development underway throughout the surrounding area, Congress Lofts offers an opportunity to own in one of Austin’s fastest-growing zip codes.

At $447/sqft, this home is priced 14% above the Austin active market average of $393/sqft, reflecting premium positioning, typically tied to finishes, lot, location, or view. View Austin market report →

Location

4315 S Congress Ave #411, Austin, TX 78745

Property Details

Price $435,000
Status Active Listing
Beds 2
Full Baths 2
Half Baths ,
Living Area 973 sqft
Lot Size ,
Year Built 2025
Garage 2 spaces
Stories ,
Type Residential · Condominium
Subdivision Congress Lofts Condominiums
County Travis
Zip Code 78745
$/sqft $447/sqft
Days on Market ,
HOA $475/Monthly
Annual Tax Est. ,
Pool Yes
Waterfront ,
New Construction Yes
MLS # ACT245491740
List Date September 2, 2026
Elementary School Galindo
Middle School Bedichek
High School Travis
School District ,

Luke Allen (TREC #788149) has deep knowledge of Austin and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Similar Homes on the Market in Austin

Comparable Listings Right Now

Homes currently for sale in Austin with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
509 Westmorland Dr
Greenwood Hills Sec 06
$432,500 $361 3 bd / 2 ba 1,199 sqft , 2026-07-03
307 Thistlewood Dr
Community Fairview Sec 04
$440,000 $364 3 bd / 2 ba 1,210 sqft , 2026-09-16
4510 Terry O Ln #344
The Station at St. Elmo
$429,900 $409 2 bd / 2 ba 1,052 sqft , 2026-08-28
402 Philco Dr
Alamo Heights Sec 02
$449,000 $370 3 bd / 1 ba 1,212 sqft , 2026-08-05
806 Philco Dr #2
Greenwood Forest Sec 01
$449,900 $392 3 bd / 3 ba 1,149 sqft , 2026-06-06

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$2,088/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$87,000
20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$2,088
Principal + Interest−$2,374
Property Tax (~2.1% TX avg)−$761
Insurance (~0.5%)−$181
Est. Monthly Cash Flow $-1,228

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Austin, TX

Austin sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E
Apple Campus (Domain) 20-30 min N
Google / Meta / Indeed 10-15 min downtown
Dell Medical School / UT Austin 10-20 min
Samsung Austin Semiconductor 25 min N

More Luxury Homes in Austin

Loading…
View All Luxury Homes →
About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 30 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. This page was last updated on September 12, 2026.

📞 (254) 718-2567 [email protected] More about Luke →