Active Listing  ·  249 days on market

436 Spinnaker Loop

Kyle, TX 78640
$295,900
3 Bed 3 Bath 2,054 sqft $144/sqft Built 2022 0.11 acres 2-Car Garage Pool Crosswinds Ph Two

Welcome to a home that offers the space, comfort, and privacy you’ve been looking for.

This 3-bedroom, 2-bath home with a dedicated downstairs office delivers a functional layout designed for everyday living. Fresh interior paint creates a bright, clean feel throughout, and the kitchen features a gas range with the sink overlooking the backyard — with no rear neighbors, giving you peaceful views and added privacy.

Downstairs includes a spacious laundry room, oversized storage closets, and a massive under-the-stairs storage area — making organization effortless.

Upstairs, the primary suite feels like a true retreat with dual walk-in closets (his and hers). Even better, every bedroom includes its own walk-in closet, giving everyone the storage space they need.

Located within walking distance to the community amenity center with a pool, playground, and basketball court, and less than 10 minutes from all the new stores and shopping centers in Kyle, TX, you’ll enjoy both convenience and lifestyle.

One of the best-priced homes in the community, offering space, privacy, and location all in one. Opportunities like this don’t last — schedule your showing today.

At $144/sqft, this home is 20% below the Kyle active market average of $181/sqft, potentially representing value relative to comparable properties currently on the market. View Austin market report →

Location

436 Spinnaker Loop, Kyle, TX 78640

Property Details

Price $295,900
Status Active Listing
Beds 3
Full Baths 2
Half Baths 1
Living Area 2,054 sqft
Lot Size 0.11 acres (4,791.6 sqft)
Year Built 2022
Garage 2 spaces
Stories ,
Type Residential · Single Family Residence
Subdivision Crosswinds Ph Two
County Hays
Zip Code 78640
$/sqft $144/sqft
Days on Market ,
HOA $575/Annually
Annual Tax Est. $10,035.81
Pool Yes
Waterfront ,
New Construction ,
MLS # ACT219190948
List Date February 15, 2026
Elementary School Ralph Pfluger
Middle School Armando Chapa
High School Lehman
School District ,

Luke Allen (TREC #788149) has deep knowledge of Kyle and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Price History

How This Ask Has Moved

Original list price versus what this home is asking today. Straight from the ACTRIS MLS feed, no interpretation.

Original ask · February 15, 2026 $310,000
Previous ask $299,900
Current ask $295,900
▼ Reduced $14,100 (-4.5%) from original ask

Source: ACTRIS MLS. Price change timestamp reflects the most recent adjustment on record; the feed does not expose intermediate steps between the original ask and today's ask.

Similar Homes on the Market in Kyle

Comparable Listings Right Now

Homes currently for sale in Kyle with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
361 Bridge Deck Loop
Crosswinds
$294,320 $186 3 bd / 2 ba 1,580 sqft , 2026-09-17
238 Bay Breeze Dr
Crosswinds
$297,900 $200 3 bd / 2 ba 1,487 sqft , 2026-07-22
199 Tailwind Dr
Crosswinds Ph One
$299,900 $182 3 bd / 2 ba 1,651 sqft , 2026-08-24
234 Queen Topsail Way
Crosswinds
$299,900 $164 3 bd / 3 ba 1,824 sqft , 2026-09-25
526 Elephant Island Loop
Crosswinds
$299,999 $195 3 bd / 2 ba 1,537 sqft , 2026-06-04

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$1,420/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$59,180
20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$1,420
Principal + Interest−$1,615
Property Tax (~2.1% TX avg)−$518
Insurance (~0.5%)−$123
Est. Monthly Cash Flow $-836

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Kyle, TX

Kyle sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Hays County job center 5-10 min
Tesla Gigafactory 30 min N
Downtown Austin 35 min N

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About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 30 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. This page was last updated on October 13, 2026.

📞 (254) 718-2567 [email protected] More about Luke →