Active Listing  ·  38 days on market

4315 S Congress Ave #105

Austin, TX 78745
$585,000
1 Bed 1 Bath 1,089 sqft $537/sqft Built 2025 1-Car Garage Pool New Construction Congress Lofts Condominiums

3.99% financing available for qualified buyers on this newly constructed, never-lived-in home and quick move-in available! Rare live/work residence featuring an oversized storefront with a private one-bedroom, one-bath residence in the back. This thoughtfully designed 1,089-square-foot loft offers vaulted ceilings, wide-plank LVT flooring and expansive Quaker windows that fill the space with natural light. The open kitchen features Italkraft Italian cabinetry, quartz countertops and Bosch appliances.

Community amenities include controlled-access parking, a gallery lobby, library lounge, pool courtyard, outdoor kitchen, fire pit, trellis garden, dog park and wash station. Located in the vibrant St. Elmo Arts District near The Yard, with convenient access to South Lamar, Downtown, Zilker Park and Lady Bird Lake. Quickie Pickie is coming soon to the ground-floor retail space, offering coffee, fresh food, beer, wine and outdoor seating. Schedule your tour today!

At $537/sqft, this home is priced 37% above the Austin active market average of $392/sqft, reflecting premium positioning, typically tied to finishes, lot, location, or view. View Austin market report →

Location

4315 S Congress Ave #105, Austin, TX 78745

Property Details

Price $585,000
Status Active Listing
Beds 1
Full Baths 1
Half Baths ,
Living Area 1,089 sqft
Lot Size ,
Year Built 2025
Garage 1 spaces
Stories ,
Type Residential · Condominium
Subdivision Congress Lofts Condominiums
County Travis
Zip Code 78745
$/sqft $537/sqft
Days on Market ,
HOA $533/Monthly
Annual Tax Est. ,
Pool Yes
Waterfront ,
New Construction Yes
MLS # ACT240287164
List Date July 17, 2026
Elementary School Galindo
Middle School Bedichek
High School Travis
School District ,

Luke Allen (TREC #788149) has deep knowledge of Austin and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Similar Homes on the Market in Austin

Comparable Listings Right Now

Homes currently for sale in Austin with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
200 La Vista St
Brinwood Sec 03
$575,000 $707 2 bd / 1 ba 813 sqft , 2026-08-13
4617 Englewood Dr #2
Greenwood Forest
$565,000 $467 2 bd / 3 ba 1,210 sqft , 2026-08-04
4414 Banister Ln #2
Banister Acres
$608,000 $553 2 bd / 2 ba 1,100 sqft , 2026-04-09
219 Lessin Ln #10A
Post Road
$549,000 $477 2 bd / 3 ba 1,152 sqft , 2026-04-08
3606 Villa Ct #2
3606 Villa Court Condo
$549,000 $503 2 bd / 2 ba 1,092 sqft , 2026-07-19

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$2,808/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$117,000
20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$2,808
Principal + Interest−$3,193
Property Tax (~2.1% TX avg)−$1,024
Insurance (~0.5%)−$244
Est. Monthly Cash Flow $-1,653

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Austin, TX

Austin sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E
Apple Campus (Domain) 20-30 min N
Google / Meta / Indeed 10-15 min downtown
Dell Medical School / UT Austin 10-20 min
Samsung Austin Semiconductor 25 min N

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About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 30 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. This page was last updated on August 20, 2026.

📞 (254) 718-2567 [email protected] More about Luke →