Active Listing  ·  63 days on market

4315 S Congress Ave #319

Austin, TX 78745
$435,000
2 Bed 2 Bath 973 sqft $447/sqft Built 2025 2-Car Garage Pool New Construction Congress Lofts Condominiums

3.99% financing available for qualified buyers on this newly constructed, never-lived-in home and quick move-in available! Model home featuring 2 bedrooms, 2 bathrooms w/Bosch appliances and expansive Quaker windows. Discover modern loft living at Congress Lofts in the heart of the vibrant St. Elmo Arts District. Spanning 973sf, this thoughtfully designed residence blends contemporary style with classic warehouse-inspired architecture, featuring 9'5" ceilings, wide-plank LVT flooring, and oversized 8x8 windows that flood the space with natural light. The open-concept kitchen showcases sleek Italkraft Italian cabinetry, Quartz countertops, and a premium Bosch appliance package. Congress Lofts offers resort-style amenities including a gallery lobby, library lounge, controlled-access parking, dog park and wash station, pool courtyard, outdoor kitchen, fire pit, and trellis garden. Ideally located steps away from The Yard and minutes from South Lamar, Downtown, Zilker Park, and Lady Bird Lake, with dining, nightlife, and creative hubs nearby. Quickie Pickie, Austin’s iconic grocer-meets-cafe, is coming soon and will anchor the ground-floor retail with coffee, fresh food, beer, wine, and outdoor seating just downstairs. Tour today!

At $447/sqft, this home is priced 14% above the Austin active market average of $391/sqft, reflecting premium positioning, typically tied to finishes, lot, location, or view. View Austin market report →

Location

4315 S Congress Ave #319, Austin, TX 78745

Property Details

Price $435,000
Status Active Listing
Beds 2
Full Baths 2
Half Baths ,
Living Area 973 sqft
Lot Size ,
Year Built 2025
Garage 2 spaces
Stories ,
Type Residential · Condominium
Subdivision Congress Lofts Condominiums
County Travis
Zip Code 78745
$/sqft $447/sqft
Days on Market ,
HOA $475/Monthly
Annual Tax Est. ,
Pool Yes
Waterfront ,
New Construction Yes
MLS # ACT232411662
List Date June 2, 2026
Elementary School Galindo
Middle School Bedichek
High School Travis
School District ,

Luke Allen (TREC #788149) has deep knowledge of Austin and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Similar Homes on the Market in Austin

Comparable Listings Right Now

Homes currently for sale in Austin with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
1600 Barton Springs Rd #5610
Bartonplace Condo
$435,000 $585 1 bd / 1 ba 743 sqft , 2025-09-25
360 Nueces St #1018
Residential Condo Amd 360
$435,000 $572 1 bd / 1 ba 760 sqft , 2026-03-12
2801 Dulce Ln #722
Denizen Condo Amd
$435,000 $347 2 bd / 2 ba 1,255 sqft , 2026-05-16
800 Huntingdon Pl
Buckingham Estates Sec 01
$435,000 $341 3 bd / 2 ba 1,277 sqft , 2026-05-22
1812 Forestglade Dr
Park Forest Sec 01
$434,900 $347 3 bd / 1 ba 1,252 sqft , 2026-03-29

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$2,088/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$87,000
20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$2,088
Principal + Interest−$2,374
Property Tax (~2.1% TX avg)−$761
Insurance (~0.5%)−$181
Est. Monthly Cash Flow $-1,228

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Austin, TX

Austin sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E
Apple Campus (Domain) 20-30 min N
Google / Meta / Indeed 10-15 min downtown
Dell Medical School / UT Austin 10-20 min
Samsung Austin Semiconductor 25 min N

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