Active Listing  ·  87 days on market

440 Sebring Cir

Hutto, TX 78634
$343,900
4 Bed 2 Bath 1,982 sqft $174/sqft Built 2022 0.15 acres 2-Car Garage Pool COTTONWOOD PH 2

Welcome home to 440 Sebring Circle in Hutto, TX where comfort, growth, and breathing room come together beautifully. This 4-bedroom, 2-bath home offers just under 2,000 square feet of easy, functional living space designed for real life and real relaxation. The open layout flows effortlessly from gathering spaces to private retreats, making it just as perfect for weeknight dinners as it is for weekend hosting. Out back, enjoy the rare luxury of no neighbors behind you just extra peace, privacy, and sky views to unwind after a long day. Located in a new and thriving neighborhood, this home sits in Hutto, one of the fastest-growing cities in Williamson County, where opportunity, community, and convenience are growing right alongside you. Whether you’re planting roots, upgrading your space, or simply ready for your next chapter, 440 Sebring Circle delivers the space you want, the privacy you crave, and the location buyers are racing toward. Come see why this one just feels like home. Schedule a showing to truly appreciate!

At $174/sqft, this home is 7% below the Hutto active market average of $188/sqft, potentially representing value relative to comparable properties currently on the market. View Austin market report →

Location

440 Sebring Cir, Hutto, TX 78634

Property Details

Price $343,900
Status Active Listing
Beds 4
Full Baths 2
Half Baths ,
Living Area 1,982 sqft
Lot Size 0.15 acres (6,346.69 sqft)
Year Built 2022
Garage 2 spaces
Stories ,
Type Residential · Single Family Residence
Subdivision COTTONWOOD PH 2
County Williamson
Zip Code 78634
$/sqft $174/sqft
Days on Market ,
HOA $65/Monthly
Annual Tax Est. $8,047.02
Pool Yes
Waterfront ,
New Construction ,
MLS # ACT231702545
List Date May 28, 2026
Elementary School Ray Elementary
Middle School Farley
High School Hutto
School District ,

Luke Allen (TREC #788149) has deep knowledge of Hutto and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Price History

How This Ask Has Moved

Original list price versus what this home is asking today. Straight from the ACTRIS MLS feed, no interpretation.

Original ask · May 28, 2026 $360,000
Previous ask $348,900
Current ask $343,900
Reduced $16,100 (-4.5%) from original ask

Source: ACTRIS MLS. Price change timestamp reflects the most recent adjustment on record; the feed does not expose intermediate steps between the original ask and today's ask.

Similar Homes on the Market in Hutto

Comparable Listings Right Now

Homes currently for sale in Hutto with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
511 Lagonda Dr
Cotton Brook
$340,999 $155 4 bd / 3 ba 2,207 sqft , 2026-08-11
1019 Round Bale Rd
Cross Crk Sub Phs 3 & 4
$339,900 $143 4 bd / 3 ba 2,381 sqft , 2026-05-22
142 Brabham Loop
Cotton Brook
$349,999 $148 4 bd / 3 ba 2,368 sqft , 2026-06-30
513 Lagonda Dr
Cotton Brook
$350,999 $148 4 bd / 3 ba 2,368 sqft , 2026-08-10
200 Waterway Ave
Cross Creek
$355,000 $194 4 bd / 2 ba 1,832 sqft , 2026-04-10

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$1,651/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$68,780
20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$1,651
Principal + Interest−$1,877
Property Tax (~2.1% TX avg)−$602
Insurance (~0.5%)−$143
Est. Monthly Cash Flow $-971

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Hutto, TX

Hutto sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Tesla Gigafactory 15-25 min E
Apple Campus (Domain) 20-30 min N
Google / Meta / Indeed 10-15 min downtown
Dell Medical School / UT Austin 10-20 min
Samsung Austin Semiconductor 25 min N

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About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 30 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. This page was last updated on August 16, 2026.

📞 (254) 718-2567 [email protected] More about Luke →