Active Listing  ·  21 days on market

404 Jackson River Loop

Kyle, TX 78640
$595,000
4 Bed 5 Bath 2,593 sqft $229/sqft Built 2025 0.19 acres 2.5-Car Garage Pool 6 Creeks at Waterridge 55s

$595,000 + $7,500 seller credit with acceptable offer, usable toward closing costs or rate buydown subject to lender approval! ASSUMABLE RATE at 4.99%!! You also skip lender closing costs if you go this route

Why build new when you can have better & without the wait? Welcome to The Surrey, a truly exceptional home that offers the best of both worlds: The peace of mind of a nearly brand-new home, paired with the elevated finishes & thoughtful design you'd expect from a model home. Completed just months ago, this single-story residence has been meticulously designed w/ upgrades and designer selections already in place so you can skip the construction timeline, upgrade decisions (& costs!) and builder process and simply move in.

Soaring 16.5-foot ceilings and dramatic 10-foot sliding glass doors fill the open living spaces w/ natural light, creating an impressive sense of scale while seamlessly connecting the kitchen, dining & living areas to the covered patio. The kitchen is designed to be both beautiful & functional, w/ a statement island, premium finishes & abundant storage, while custom built-ins add an elevated, finished feel throughout the main living space.

The thoughtfully designed floor plan offers four spacious bedrooms, each w/ ensuite bath access, a private office & a generous entertainment room. The secluded primary suite feels like a retreat, complete with an oversized shower, dual vanities and an expansive walk-in closet.

Then there's the financial advantage: $595,000 + $7,500 seller credit w/ acceptable offer, usable toward closing costs or rate buydown subject to lender approval! OR An assumable mortgage at an attractive 4.99% interest rate may be available to qualified buyers. In a market where buying new often means waiting, upgrading & paying more to get the look you want, this home offers a rare opportunity to have it all: brand-new construction, elevated finishes, immediate availability and a potentially significant financing advantage.

At $229/sqft, this home is priced 27% above the Kyle active market average of $181/sqft, reflecting premium positioning, typically tied to finishes, lot, location, or view. View Austin market report →

Location

404 Jackson River Loop, Kyle, TX 78640

Property Details

Price $595,000
Status Active Listing
Beds 4
Full Baths 4
Half Baths 1
Living Area 2,593 sqft
Lot Size 0.19 acres (8,276.4 sqft)
Year Built 2025
Garage 2.5 spaces
Stories ,
Type Residential · Single Family Residence
Subdivision 6 Creeks at Waterridge 55s
County Hays
Zip Code 78640
$/sqft $229/sqft
Days on Market ,
HOA $800/Annually
Annual Tax Est. $1,739.81
Pool Yes
Waterfront ,
New Construction ,
MLS # ACT246529538
List Date September 11, 2026
Elementary School Jim Cullen
Middle School R C Barton
High School Jack C Hays
School District ,

Luke Allen (TREC #788149) has deep knowledge of Kyle and surrounding markets. Whether you're buying, selling, or just researching comparable sales, reach out for a no-pressure conversation.

Schedule a Call →

Similar Homes on the Market in Kyle

Comparable Listings Right Now

Homes currently for sale in Kyle with similar bedroom count, size, and price range, giving you real-time context for how this property's asking price compares to the active market.

AddressList Price$/sqftBeds/BathsSqftDOMListed
144 Tinctoria Crk
6 Creeks
$594,990 $227 4 bd / 4 ba 2,626 sqft , 2026-08-10
177 Bedford Run
6 Creeks
$597,900 $215 4 bd / 4 ba 2,776 sqft , 2026-06-28
194 Trout River Rd
6 Creeks Ph 1 Sec 4A
$599,900 $178 4 bd / 3 ba 3,364 sqft , 2026-08-07
281 Seaside Sparrow Way
6 Creeks
$600,000 $222 4 bd / 3 ba 2,701 sqft , 2026-01-08
221 Iron Creek Way
6 Creeks Ph 1 Sec 5B
$585,000 $215 4 bd / 3 ba 2,721 sqft , 2026-06-25

Source: ACTRIS MLS, live listings. Similar by ±1 bed, ±35% price, ±35% sqft. Contact Luke for a formal comparative market analysis.

Investment Analysis

Rental Income Potential

The numbers below use conservative Austin-market assumptions. They are estimates, not a guarantee. Actual rents vary by condition, timing, and management. Read our full Austin rental property guide →

Est. Monthly Rent
$2,856/mo
0.48% rule · conservative Austin est.
Gross Yield
5.76%
Annual rent ÷ purchase price
Cap Rate (est.)
3.46%
NOI after 40% vacancy + expenses
Down Payment
$119,000
20% conventional investment loan

Monthly Cash Flow Breakdown (20% down · 7.25% rate)

Estimated Gross Rent+$2,856
Principal + Interest−$3,247
Property Tax (~2.1% TX avg)−$1,041
Insurance (~0.5%)−$248
Est. Monthly Cash Flow $-1,680

At current rates and prices, many Austin luxury properties run neutral or slightly negative on pure cash flow, appreciation and equity paydown are the primary return drivers. BRRRR and off-market acquisitions can improve day-one cash flow. Learn about the BRRRR method in Austin →

Commute & Employment

Major Employers Near Kyle, TX

Kyle sits within commuting range of Austin's major tech, manufacturing, and corporate campuses. Approximate drive times from this area:

Hays County job center 5-10 min
Tesla Gigafactory 30 min N
Downtown Austin 35 min N

More Luxury Homes in Kyle

Loading…
View All Luxury Homes →
About the Author
Luke Allen, Austin TX Realtor, TREC #788149
Luke Allen
Licensed Austin TX Realtor · TREC #788149 · Full-time since 2019
★★★★★ 5.0 on Google · 30 Reviews

Luke Allen is a full-time Austin TX Realtor with the Austin Marketing + Development Group brokerage. He works with buyers, sellers, and investors across every Austin ISD and the surrounding neighborhoods, from Downtown and East Austin to Round Rock, Cedar Park, and the Hill Country. Every page on this site is written and maintained by Luke. This page was last updated on September 30, 2026.

📞 (254) 718-2567 [email protected] More about Luke →